‘I’ve been working with Justin for 18 months now. He is very accommodating of different knowledge levels, and he made my partner and me feel very comfortable. His overall approach has been a really positive one for us because we are planning to enjoy our lives, as opposed to stockpiling money. His ability to relate to us and our needs has been really helpful. It’s been an easy and enjoyable experience.’ John
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Debt Management
This information is of a general nature only, and neither represents nor is intended to be specific advice on any particular matter. Infocus Securities Australia Pty Ltd.
Melbourne’s Debt Management Experts
Debt doesn’t have to be overwhelming. At Lifestyle Led Wealth, we help you take charge of your financial future by creating smart debt management strategies that align with your lifestyle. Whether it’s managing a mortgage, optimising tax-deductible investment debt, or paying down personal loans, we’ve got you covered. Get in touch with our financial debt advisor, Justin, today!
Debt Management Strategies That Fit Your Life
Managing debt isn’t just about numbers—it’s about balance.
We take the time to understand your financial situation and lifestyle, so we can help you manage your debt in a way that supports your goals. Our focus is on ensuring that debt doesn’t hold you back but instead fits into your overall financial plan.
Whether it’s a home loan, investment property, or personal debt, we’ll create a debt repayment strategy that helps you pay it down while still enjoying your life. Get in touch with our debt consultant, Justin and say goodbye to stressful debts and hello to financial freedom.
Effective Debt Management Plans Tailored to You
With the right debt plan in place, you can feel confident about managing and repaying your debt. Here’s how we can help:
- Develop a repayment plan that works with your lifestyle
- Ensure investment debts are tax-deductible where possible
- Create a debt strategy for repaying your mortgage before retirement
- Provide solutions for clearing personal debts like credit cards and loans
Our personalised approach makes managing debt easier, giving you peace of mind and the freedom to focus on what matters most. Get in touch with us today to see how we can help you manage and consolidate your debts.
Contact Our Debt Management Advisor, Justin, Today!
Debt Management FAQs
What is a debt management plan?
A debt management plan is about more than just paying off what you owe—it’s about building a strategy that aligns with your financial goals and lifestyle. We work with you to create a clear debt plan that covers everything from reducing high-interest debts like credit cards to structuring mortgages and investment loans for tax benefits. By managing your debt effectively, you can free up cash flow, reduce stress, and focus on building your wealth.
How does debt affect my taxes?
Managing your debt effectively can help optimise your tax outcomes, particularly for investment-related debt, which can often be tax-deductible. We’ll help you structure your debt to minimise tax liabilities and increase your overall financial health. We can also help you with tailored tax advice and planning!
What’s the best way to handle personal debt?
Personal debt—like credit cards or loans—can be stressful, but with the right strategies, it’s manageable. We’ll work with you to create a clear repayment plan that helps you regain control and lift the burden of personal debt.
How can I make sure I don’t carry mortgage debt into retirement?
We’ll help you develop a debt strategy to repay your mortgage in a timeframe that works for you, ensuring you’re not carrying significant debt into retirement. Having a clear plan in place will give you peace of mind as you move towards financial independence.
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Justin is an authorised representative of Infocus Securities Australia and a member of the Association of Financial Advisers.
All information is of a general nature only and neither represents nor is intended to be specific advice on any particular matter. Infocus Securities Australia Pty Ltd.
justin@lifestyleledwealth.com.au
Level 4, 80 Market St South Melbourne 3205
Monday – Friday 9am – 5pm
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Lifestyle Led Wealth Pty Ltd ABN 12 645 643 189 is a Corporate Authorised Representative (No. 001284512) of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL and Australian Credit Licence No. 236523 Head Office: Level 2, Cnr Maroochydore Road & Evans Street, Maroochydore | QLD 4558 Phone: 07 5406 5000
